Am I financially responsible? I would have to say yes. I love money. I love spending money. I love thinking about spending money. But do I spend money as frivolously as I would like? Nope. I don't prepare budgets or cling to my bank statements--in fact, I know roughly how much is there, but I could not tell you the actual dollar amount off hand. I have a credit card, but that is because of its convenience when traveling overseas, and it allows me to easily buy plane tickets since now I have to fly home a few times a year. I know I have a limit per month on my credit card, and only once have I even come close to it. Why? Thanksgiving plane tickets. (Thank you, US Airways, for making the exact same flight over double what I paid to fly home in October...)
Another nice thing is that my mom keeps me accountable. (Not that she really has to.) I hate dealing with bank people, so to make life convenient, she is also listed on all my bank accounts and even has the right to write checks for me so that I do not have to be at home to pay off the credit card bills. If I were to start spending money left in right, my mom would definitely approach me about it and let me know that I was starting to get ridiculous in my spending habits. I like to think I am the middle ground of the three sibling when it comes to money: one brother buys nothing, the other buys lots, and I buy some, but not often and not in excess. My largest expenses are on travel, but that is most definitely worth it!
When I get my bachelor's degree I hope to be $0.00 in debt. Unfortunately (and I mean unfortunately originally I had 'luckily' there, but I quickly realized my mistake, because it is not lucky at all) this was made possible, and, so long as don't but 10 cars, I will be able to go debt free for the next 3.5 years, with or without my scholarship (preferably with--my scholarship is what gives me the freedom to travel). For this reason, it is very likely that I will graduate without any student loan debts. However, I do have intentions of getting at least a master's degree, so then I will probably acquire some debt. Hopefully I will be working by then, so the debts will be smaller than that of an undergraduate... hopefully.
Also: this time in one week I will be at home!!! SO HAPPY! This next week will be torture, and even Thanksgiving won't be as relaxing as possible because I will still have plenty of work to do over the vacation (including a U101 paper... Really, Jimmie and Brent? 'You can hand it in early.' ... what college student in their right mind is still completing any work early at the end of the semester? I know I for one no longer have any motivation to complete assignments well into the future; last minute is where it's at!).
Also also: Today was my last session of mentoring. I think my mentee was sad to see me go--she gave me a hug after I gave her my parting gift (a USC t-shirt!). I will probably still volunteer there next semester, though, and I will have her again. Even so, I am looking forward to having my Monday mid-day break back. :-)
OK... I should go to bed relatively soon because of my 9:30 class tomorrow.
Auf Wiedersehen!!!!
Holland
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